he last several years decline has affected the employment of people from ethnic minorities disproportionately. The annual per capita Gross Domestic Product of $1.300 provides a low standard of living.The government generally respected the human rights of its citizens, but problems remained in some areas. Constitutional restrictions on political parties formed on ethnic, racial, or religious lines effectively limit participation. There were several reports that police used unwarranted lethal force against suspects and minorities, and security forces beat suspects and inmates. Human rights observers charged that the security forces are not sufficiently accountable to Parliament or to society and that the resultant climate of impunity is a major obstacle to ending police abuses. Prison conditions are harsh, and pretrial detention is often prolonged. Mistreatment of ethnic minorities by the population at large is a serious problem, and both the government and the private citizens continued to obstruct the activities of some non-Eastern Orthodox religious groups. Discrimination and violence against women and Roma are serious problems.SPECIAL ECONOMIC CIRCUMSTANCESBulgaria is still a largely cash economy. Visitors should exchange cash at banks or Change Bureaus. Some Change Bureaus charge commissions on both cash and travelers check transactions, which are not clearly posted. People on the street who offer high rates of exchange are confidence tricksters intent on swindling the unwary traveler. Old, dirty or very worn denomination bank notes are often not accepted at banks or Change Bureaus. Major branches of the following Bulgarian banks will cash travelers checks on the spot for Leva, the Bulgarian currency: Bulbank, Bulgarian Postbank, Biochim, First Investment Bank and United Bulgarian Bank (UBB). UBB also serves as a Western Union agent and provides direct transfer of money to travelers in need. ATM cash machines are increasing in number...