to insurers. In this environment, the practice of ALM will have more opportunities to flourish, though its rate of adoption is uncertain.It is very likely that ALM will play an increasing role in the insurance industry. This si due to several factors. On one side, these include the increasing complexity of insurance companies, the concerns of regulators and rating agencies. On the other side, progress in computer technology and the improvements of professional actuarial organizations support a trend towards more sophisticated modelling techniques ...
