return in a society are for piracy, then organizations will invest in knowledge and skills that will make them better pirates." (Dobson,pp. 147) Furthermore, if the future individuals of the financial world are told that the ultimate thing to achieve is personal materialistic gain then they will do every thing to accomplish this. In contrast to that, if these same individuals are taught and brought up around others that claim that in order to reach personal Nirvana one must be honest and ethically responsible, they will be in a position to shift the existing opportunistic paradigm and increase their level of incorruptibility. A final example of this takes place in the class room. If someone (who has never cheated before) is in a class full of students that cheat on tests, over time, the new student is likely to change their beliefs on the matter and end up cheating. They end up being a product of their surroundings. On the other hand, if someone ( who has cheated on many tests) is in a class full of students who never cheat and look down on people that do, over time, the new student is likely to stop cheating on tests. Another product of surroundings. Consequently, if we can fill the financial world, through education, with students who condemn cheating, lying, and irresponsible behavior and praise trust and rationality, we can shift the paradigm and in the process change the financial world....