$500 increase for each mental health hospitalization and a 10 percent increase in the cost of inpatient transplant services. What this ultimately means it that for the same health care and services, the retired people will be spending more of their much-valued money.It seems that retirement should be a time when a person can finally relax after years and years of working. This point in a persons’ life should be enjoyable and everything they want should be fulfilled. They don’t have to worry about being late for a job, or waking up at the crack of dawn just to get there on time. Retirement should be about relaxation. However, many factors can change this relaxed, ideal lifestyle. Disabilities and isolation can change the way a person lives entirely and lead to a number of illnesses such as depression. Depression cannot only be harmful to oneself, but also to one’s family. Health related problems can also be another factor in an unhappy retirement. If your health is bad, you will be spending more money on HMOs, which is exciding in costs, which will leave your pockets emptier. In conclusion, the “golden years” of retirement may not be as golden as we think they are. ...