omics, one should consider philosopher George Santayana when he warned, "Those who cannot remember history are condemned to repeat it.” (Rushdoony 1) America is in the midst of a financial revolution. Communications, personal computers, and the Internet beckoned this revolution. This revolution caused a paradigm shift to the Individual Investor. These investors have become increasingly lured by fast money, and infatuated with quick profits. This new breed of financiers should take heed to the warnings that are clearly visible through the window of history. As speculation rises; the risk, uncertainty, and the increased chance of a depression rises at a similar angle. The nineties have created unsurpassed wealth and have increased the strength of the largest bull market in history. The parallelisms to the twenties are remarkable and one could “speculate” that a similar scenario is possible, if not probable....