airment and have enough credits can receive disability benefits. However not every disability person would have the required credits and eventually they would not receive support. The number of credits depends on the age a person becomes disabled. The following are examples of credits needed at the corresponding ages: Disabled At Age Credits Needed31 through 42 44 46 48 50 52 54 56 58 6062 or older 20 22 24 26 28 30 32 34 36 38 40There is also another major issue that puts me against the Social Security Program. It's the fact that in future years the age of retirement will rise. That means people would not be able to retire at 65 years old and receive full benefits. Instead they would have to be older than 65 and would also need more credits. The season for this is that life expectancy has increased in the last years. The following table shows how the credits for retirement have been increasing since 1924: Year of Birth Credits Needed 1924 1925 1926 1927 1928 1929 to present 35 36 37 38 39 40Another unfavorable quality is that the government "borrows" part of the Social Security tax, which is supposed to be for our retirement and benefits. Any money not needed to pay benefits is invested daily in US government bonds. Usually is 1 percent that is taken by the government. According to the information I read the government pays back with a good rate of interest. However, sometimes they spend billion of dollars on unneeded purposes.There's another drawback about this program. When someone retires the Social Security benefits are not intended to be the only source of income. It is intended to only supplement other income that people have...
