slightly more user-friendly holiday, a budget of around $50 a day should do it, and for a few more luxuries, such as your own bathroom, taxis and a restaurant meal or two a day, you'll need about US$100 a day.Finland's three national banks have offices all over the country, but they will charge you slightly more for exchanges than private exchange bureaux. Travellers cheques are expensive to change. Many Finnish ATMs will accept foreign cards on the Visa or Plus system, but if they don't take your plastic rest assured that credit cards are accepted all over the country.Tipping is generally not necessary anywhere. Service charge is usually included in restaurants' listed price. Bargaining will get you nowhere in most shops, but could come in handy if you're after trekking equipment or used bikes, when you might get a 10% discount if you ask nicely.Things to Do in Finland?Whatever time of year you visit Finland, there's something happening. Most museums and galleries are open year-round, and there is as much to do in the depths of winter as there is at the height of summer. Nevertheless, you'll probably have a better time if you come in the warmer months, either in summer or anytime from May to September. As well as the advantages of warm weather, summer is the time of the midnight sun. Winter north of the Arctic Circle is a chilly confluence of strange bluish light and encroaching melancholy. Despite snow falls from November, it stays pretty sludgy until late winter: skiing isn't great until February, the coldest month, and you can ski in Lapland right through to June.Midsummer's Day (Juhannus) is the most important annual event for Finns. People leave cities and towns for summer cottages to celebrate the longest day of the year. Bonfires are lit and lakeside merrymakers swim and row boats. Enthusiastic alcohol consumption is also a feature of midsummer partying. The Pori Jazz Festival in July is one of the country's most popular festiv...
