the three major credit bureaus. Contact: Equifax (800) 685-1111 Experian (800) 682-7654 TransUnion (800) 916-8800 If you have insurance policies, keep copies of the policies and records of the payments you make. If your credit cards expire after 1/1/00, you may want to carry alternate forms of payment such as cash or checks as a backup in case a retailer's equipment is unable to process the 00 card. Ask retailers how they will accommodate customers who wish to use credit cards when their equipment fails.The Y2K Bill provides for the following:The Year 2000 Information and Readiness Disclosure Act provides that no Year 2000 (Y2K problem) readiness disclosure (a statement concerning Year 2000 computer compliance information) shall be admissible in any civil action arising under Federal or State law against the maker of the disclosure to prove the accuracy or truth of any year 2000 statement in such disclosure, except: (1) as the basis for a claim for anticipatory breach or repudiation or a similar claim against the maker; and (2) when a court determines that the maker's disclosure amounts to bad faith or fraud or is otherwise unreasonable. As well provides that the maker of such a statement shall not be liable in an action based on an allegedly false, inaccurate, or misleading year 2000 statement unless the claimant establishes that the statement was material and, to the extent that the statement was not a republication of another's original statement, was made with: (1) knowledge of it being false, inaccurate, or misleading; and (2) an intent to deceive or mislead or with reckless disregard of its accuracy.This also precludes maker liability in such an action to the extent that the statement was a republication of another party, unless the claimant establishes that the maker made the statement: (1) with knowledge of it being false, inaccurate, or misleading and with the intent to deceive or mi...
