ople have or arrive.      First off people begin to question the safety of the government handling their own     personal money. It a viable question considering our national debt and the way they     spend tax money, but the there is a viable answer. If you let people drop totally out of     Social Security and have their own pension plan there would be know way for the     government to keep track and ensure that people are saving. Then when these people     begin to retire and we find out that many of them never saved any money and will have     no monthly retirement checks we will have a poverty struck elder class that the     government would have to bail out. In conclusion to ensure that everyone has money set     aside for retirement the government has to control the money.           A questions many Americans have is where do we begin? You begin with all age     groups including people in there forties and fifties. For these people who are getting close     to retirement and wouldn’t have a substantial amount saved up the government would     take the benefits earned from year to date and put them into a bond. The bound would     be put along with the 2% they begin saving. The money would earn interest together so     when these people retire they will be shore to receive the money they deserve and then     some.      The only problem the plan doesn’t solve is the problem that can’t be solved. This is how     do you support the people already collecting their Social Security? Social Security will     have to use their surplus, but as stated the government has already used this money. In     order for people to get the money they deserve the government will have to cut their     loses and pay back their bonds.     It will severely hurt the budget, but what choice is there. No plan would have been able to   solve this dilemma, it would have happened anyway. What more can you say? The time to change the Social Sec...