Getting Into Real Estate Business Venture
However, in many parts of the country one is able to negotiate a lower commission rate to the real estate agent. In a market with a glut of agents, it may be possible to convince the real estate agent to accept a 3 percent or 4 percent commission -- especially if the deal is relatively straightforward, or is in a market in high demand, or an arrangement under which the real estate agent represents both the buyer and the seller and consequently does not have to split or share their commission with another real estate agent.

According to a series of essays published on the AARP website online, a reverse mortgage is another type of real estate deal. A reverse mortgage is a special type of loan used by some individuals to convert the equity in their homes into cash. The money from a reverse mortgage can provide people with financial security in the form of a monthly payment from the lender or financial institution. A homeowner that obtains a reverse mortgage does not make any monthly mortgage payments to lender during the life of the loan. The loan is repaid when the homeowner ceases to occupy the home as a principal residence. The loan may be repaid by the homeowner or the heirs. This need not involve the sale of the home, and the repayment obligation cannot exceed the home's value or sale price (Reverse Mortgages: Basics).

According to Tim Dameron writing in the Ro

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