tions in America and in special industries such as telecommunications and energy. In closing, it is rare for a business or institution to last over 200 years as has the Bank of New York. It was able to do so by adapting to the times and providing excellent services to its clients. SERVICES FOR CUSTOMERSThe Bank of New York provides services to many entities on a worldwide basis. Primarily, the goal of the Bank of New York here in the United States is to provide financial services to individuals, businesses, public entities, and government entities. The Bank of New York provides individuals with a wide range of services. Individuals can have checking and savings accounts as well as CD's, and debit accounts. Individuals can access account information from various sources. Telephone banking is a service, available to all customers, where they can check balances, transfer funds, make loan payments and obtain account information over the telephone. The Bank of New York provides the same services at all of their ATMs. The Bank of New York also services its customers with loans when they need them. Such loans include personal loans, student loans, auto loans, home equity loans, and mortgages. In addition to loans, the Bank of New York also provides investment services for its individual customers. The Bank of New York has an investment center that can provide customers with mutual funds, personal asset management services, and tax-exempt management. Finally, the Bank of New York provides individuals with private banking services. The bank of New York provides personal banking services such as financial planning, trust and estates, lending services, deposit services and international private banking. Businesses also benefit from The Bank of New York's wide range of services. The Bank of New York caters to the needs of different types of businesses. The Bank of New York has small business banking as well as commercial banking, ...
