international banking, securities services, and investment/treasury management. In its small business department, the Bank of New York has available to its customers an extensive range of banking services. The Bank of New York has 24 hour banking services, business checking and savings accounts, cash management, employee benefits programs, and retirement planning services. In addition, it has small business loans, trade services, business tax payment services and merchant services available to all small business clients. The bulk of the Bank of New York's clients are involved in the Bank's commercial banking services. Commercial banking services provided by the Bank of New York include: collateral management services, fixed income trading, foreign exchange, global liquidity services, mutual funds services and money manager tools. In addition to the above mentioned, commercial customers can also enjoy services such as offshore fund services, retirement services, securities lending, interest rate derivatives, and currency management. The Bank of New York's international banking services are much like the commercial service with some differences here and there. International banking services provided by the Bank of New York include corporate trust services, international cash management, offshore funds services, and international money manager tools. The Bank of New York also has an extensive amount of securities services available to customers. The Bank of New York provides customers with broker/dealer clearance services, brokerage/execution services, corporate trusts, depository receipts, performance measurements, stock transfers, and unit investment trusts. Public and government entities, although different from regular customers, enjoy the same services that all other customers enjoy. The only major difference in services is that they are performed on a much larger scale for government entities. Government entities might n...
